DIY Investing in Singapore

Why DIY Investing in Singapore? The simple reason is to cut cost in fund expense and hope to achieve better return over a period of time.

No unit trust? Yes. You can actually use ETF and cash management fund to start investing.

What is the investment strategy? Its simple. Invest in STI ETF when stock is rally up and switch to cash management fund before the market crashes or makes painful correction.

What is the targeted return annually? (over a period of time)
15%

Frequency of investing?
Every 3 months. Dec, Mar, Jun, Sep.

Important Note:
This is not a get rich quick strategy. But I think you have invested in Stock Warrant, Option or Future, you will know that you can get BIG return easily and also lose your investing money as easy as well. (Even lose more than what you have invested!!)